Archive for October, 2007
Posted by Ni in Insurance
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ALISO VIEJO, CA —
Joystar, Inc. (OTCBB: JYSR), one of the
nation’s fastest growing travel agency networks and leading seller of
cruises and vacations, today announced it has purchased a $2,000,000
Professional Liability Insurance policy that covers all of its home-based
travel agents.
“The high cost of E&O Insurance has been a major topic of concern for all
travel agents,” stated William M. Alverson, Joystar’s Chairman and CEO. He
added, “The bottom line is everyone makes mistakes. Without coverage you
risk losing everything. Being covered under professional liability
insurance isn’t just to protect you in case of negligence. It can also save
you from embarrassment and a tarnished business reputation when a client
asks if you are covered.”
Alverson stated, “We are very proud to be able to offer this important and
valuable benefit at no cost to our members. Investing the money to include
E&O coverage for our travel agents made good business sense for Joystar.
It was the right thing to do for several reasons.”
The business of hosting travel entrepreneurs is still very new and rapidly
emerging model. It has the potential to create hundreds of millions of
dollars in shareholder value. Tens of thousands of travel agents have
moved to an in-home operation and hundreds of thousands more are expected
to enter the fray over the next decade.
“Travel agents are looking for a partner they can trust; one that is
willing to invest in their long-term success and well-being.”
About Joystar, Inc.
Joystar, Inc. (www.joystar.com, www.myjoystar.com, www.joystarcruises.com)
is the one of the nation’s largest and fastest-growing leisure travel
agency networks and a leading seller of cruises and vacations. The Company
sells complex travel products including cruises, vacation packages and
group travel through its growing national sales force of virtual travel
agents and online affiliates. Joystar offers comprehensive business
opportunities that combine innovative technology, marketing opportunities
and expert support services to the Company’s independent and home-based
travel agents. With Joystar, experienced and new travel agents can
concentrate on promoting travel and creating client loyalty without the
administrative and financial burden of owning/operating a traditional
storefront travel agency.
“Forward-looking statements” as defined in the Private Securities
Litigation Reform Act of 1995 may be included in this news release. These
statements relate to future events or our future financial performance.
These statements are only predictions and may differ materially from actual
future events or results. Joystar, Inc. disclaims any intention or
obligation to revise any forward-looking statements whether as a result of
new information, future developments or otherwise. Please refer to the
documents filed by Joystar, Inc. with the Securities and Exchange
Commission, which identify important risk factors that could cause actual
results to differ from those contained in forward-looking statements,
including, but not limited to risks associated with our ability to (i)
increase revenues, (ii) obtain profitability, and (iii) obtain additional
financing, changes in general economic and business conditions (including
in the online business and financial information industry), actions of our
competitors, the extent to which we are able to develop new services and
markets for our services, risks in connection with acquisitions, the time
and expense involved in such development activities, the level of demand
and market acceptance of our services and changes in our business
strategies.
Additionally, forward-looking statements concerning the performance of the
travel and leisure industry are based on current market conditions and
risks, which may change as the result of certain regulatory, political or
economic events, a shift in consumer travel preferences, as well as those
risks and uncertainties described in the Company’s filings with the
Securities and Exchange Commission, which could cause actual events or
results to differ materially from the events described in the
forward-looking statements, whether as a result of new information, future
events or otherwise. Readers are cautioned not to place undue reliance on
these forward-looking statements.

Company contacts:
Tom Hormann
Sr. VP of Communications
(919)783-8438
thormann@joystar.com
Michael Matsie
Investor Relations
(949)709-1881
mmatsie@joystar.com
SOURCE: Joystar, Inc.
When you’re calculating how much your monthly payment will be on your new home, here’s another number you may have to include: mortgage insurance.
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Posted by Ni in Insurance
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DANBURY, CT —
Savvy travelers are booking
href="http://www.ecruises.com/">cruise vacations through eCruises.com
to take advantage of the free travel insurance provided by eCruises.com to
protect a traveler’s vacation investment. eCruises.com is the only cruise
retailer to offer complimentary cruise travel insurance to all vacationers.
The complimentary cruise insurance
protects travelers against interruption and cancellation, emergency medical
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delays and losses. eCruises.com’s exclusive “Total Stateroom Cruisers’
Insurance Coverage” insures all of the occupants in a stateroom, not just
the first two.
“Travel professionals recommend all
href="http://www.ecruises.com/">cruisers purchase travel insurance to
protect them in case of unforeseen problems, delays or missed flights,”
said Sy Ripka, president of eCruises.com. “It is so important for all
vacationers to have peace of mind knowing that their financial investment
is protected.”
In addition, all advertised prices from eCruises.com include —
href="http://www.ecruises.com/">cruise, port charges and free
insurance. Vacationers can check out Last Minute Deals, Hot Deals and
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earnings and can also obtain minute-to-minute real-time pricing on more
than 10,000 sailings by visiting the Web site at
href="http://www.ecruises.com/">www.eCruises.com or calling
800-223-6868. Cruisers who book online will receive a complimentary
one-year subscription to CruiseTravel magazine.
eCruises.com is a leading, award-winning national
href="http://www.ecruises.com/">cruise retailer with more than 100,000
satisfied clients. A member of the Cruise Line International Association
(CLIA), eCruises.com features all the major cruise lines including
Carnival, Celebrity, Crystal, Cunard, Disney, Costa, Holland America, MSC,
NCL America, Norwegian, Oceania, Orient, Princess, Regent Seven Seas, Royal
Caribbean, Seabourn, Silversea as well as other ocean and river cruise
lines. Visit www.eCruises.com.
Digg this Bookmark with del.icio.us Add to Newsvine

eCruises.com Contact:
Sy Ripka
800-223-6868, ext 101
Email Contact
SOURCE: eCruises.com
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Posted by Ni in Insurance
There are eight basic auto insurance terms that will help you understand your auto insurance. These basic terms will allow you to at least be familiar with what you are purchasing and what your policy.
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Keith Ouellette, ChFC, CLU, a specialist in the impaired risk life and health markets, has formed a new insurance agency, Web Insurance Market Strategies, to provide an interactive educational online guide to health insurance planning for consumers and agents alike. Keith will continue to specialize in providing disability income insurance solutions for the impaired risk.
Tallahassee, FL - Keith Ouellette, ChFC, CLU, CLTC, a specialist in the impaired risk life and health markets, has formed a new insurance agency, Web Insurance Market Strategies, to provide an interactive educational online guide to health insurance planning for consumers and agents alike. Keith will continue to specialize in providing disability income insurance solutions for the impaired risk. His secondary objective is to educate individuals about insurance regulation and ratings of insurance companies, agent/agency licensing awareness and changes in governmental health programs (Medicare/Medicaid, SSDI) in order to assist consumers in making the right choices for their health insurance planning needs. Insurance products offered will range from HDHPs/HSAs, disability income (DI), business overhead expense (BOE), critical illness (CI) and long term care (LTC).
The WebINS.com site is intended to provide interactive health insurance solutions online for individuals on a completely confidential basis to conform with privacy laws. Specific case questions may be posed on WebINS.com anonymously in order to assist these individuals in finding insurance solutions for their specific medical impairment, or hard-to-insure situation.
Mr. Ouellette was formerly General Manager of Risk Insurance and Reinsurance Solutions’ Florida operation and was in charge of marketing and administering Fidelity Security Life Insurance Company’s line of impaired risk DI products for eleven (11) years. Keith also worked as an insurance regulator for the Florida and North Carolina Departments of Insurance assisting financially troubled Insurance Companies in formulating Work-Out Plans before a decision was made to place them into public rehabilitation proceedings. The experience gained as a regulator gives him valuable insight about consumer protection issues and laws assisting State DOIs to maintain insurance company solvency and agents’ continuing education. Keith strongly believes that consumers should be aware of the protections that state insurance regulation provides them, as well as to the industry as a whole, so that they are armed with this knowledge to make the right choices about the products, companies and agents they select to meet their insurance needs.
Keith Ouellette is licensed to sell life and health products in 31 states and is an active member of the Society of Financial Service Professionals and The International DI Society. Web Insurance Market Strategies is a Delaware corporation operating in Florida and is licensed as an insurance agency in both states. Keith would welcome the opportunity to review what people may believe to be uninsurable situations. You may contact him by visiting his Web Site at http://www.webins.com, by email or by fax at (954) 697-2709.
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