SAN BERNARDINO, Aug. 22 /PRNewswire/ -- HealthInsuranceFinders.com, one
of the most visited health insurance resource websites on the Internet, has
added a section dedicated to state health insurance risk pools. AllHealth
Insurance Services, Inc., which operates the site, sees this as an
invaluable resource for the uninsurable.
    "We encounter people on a daily basis that are shocked to learn that
they are uninsurable under a standard issue individual health insurance
policy." explains Todd Faucher, Vice President of AllHealth Insurance
Services, Inc. "Many of these people have been recently diagnosed with a
medical condition that is costly to treat or requires expensive lifetime
maintenance. In most cases, we find that their only option is to turn to
their state's high-risk pool."
    Due to the strict underwriting guidelines of insurance companies
operating in many states, not every person applying for health insurance
will be accepted for coverage, especially those with a pre-existing
condition. Many states have established high-risk pools to help insure
these people. Like traditional health insurance plans, these
state-sponsored plans have varying premiums, eligibility requirements and
waiting periods for pre-existing conditions.
    "The problem with state risk pools," Mr. Faucher further explains, "is
that many consumers do not know that they exist or look at them as
something they can get when the need arises. We want to combat this lack of
awareness and understanding with our new risk pool resources because the
reality is that there are eligibility requirements, waiting periods, and
other terms that could prevent a consumer from obtaining this type of
insurance."
    The new section, located at
http://www.healthinsurancefinders.com/risk-pools.html, provides an overview
of health insurance risk pools and state-specific resources for the 32
states that currently have high-risk pools. Each state has a dedicated page
where consumers can find information about funding, available plans,
eligibility requirements, premium calculations and contact information for
that state’s risk pool administrator.
    HealthInsuranceFinders.com is a medical insurance hub dedicated to
providing resources that help consumers find and make educated choices
about health insurance. The site offers insurance company profiles, plan
descriptions, how-to guides, news, a Q&A blog and a marketplace to help
connect consumers with the best and most affordable health insurance plans
in their state.
    For more information, please visit:
http://www.healthinsurancefinders.com

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Atomic Direct announced that its “Drycleaner” DRTV campaign created for the California State Automobile Association (CSAA) won the “Best in Show – Television” award at the Insurance Marketing Communications Association (IMCA) 2006 awards show in San Francisco.

(PRWEB) August 18, 2006 — Atomic Direct, Portland, OR, announced that its “Drycleaner” DRTV campaign created for the California State Automobile Association (CSAA) won the “Best in Show – Television” award at the Insurance Marketing Communications Association (IMCA) 2006 awards show in San Francisco.

“Drycleaner” was picked over a field which included Leo Burnett’s recent Allstate insurance spots from their NASCAR and “Better Place to Drive” campaigns which received “Awards of Excellence”.

Atomic Direct developed “Drycleaner” for brand agency BuderEngel of San Francisco on behalf of CSAA (AAA in Northern California, Nevada and Utah). The team at BuderEngel developed the “On You Go” brand work for CSAA. CSAA was founded in 1900 and is the oldest of the Automobile Association clubs.

“We were fortunate to start with an excellent brand vision from the CSAA/BuderEngel partnership,” observed Doug Garnett, president of Atomic Direct. “And as DRTV specialists, we’re particularly excited that our 60 second DRTV work was selected over traditional 30 second advertising.”

BuderEngel specializes in brand revitalization for clients including The Walt Disney Company, Monterey Bay Aquarium and The Tech Museum of Innovation in San Jose. BuderEngel was founded by partners Wayne Buder and Vince Engel.

Atomic Direct is a boutique DRTV agency with a unique vision of how brand products can be advanced through DRTV. Atomic’s clients include CSAA, Dupont (Teflon), Rubbermaid, Alberto-Culver, the Drill Doctor and White’s Electronics. Atomic was founded in 1998 by former Tyee executive Doug Garnett.

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DAYTONA BEACH, FL and TAMPA, FL —
(MARKET WIRE)
— August 17, 2006 — J. Hyatt Brown, Chairman
and Chief Executive Officer of Brown & Brown, Inc. (NYSE: BRO), will
present at Keefe Bruyette & Woods, Inc.’s 2006 Insurance Conference, at the
Sheraton New York Hotel & Towers in New York City on September 6, 2006 at
3:25 pm (ET).

You may log onto www.kbw.com/news/conferenceInsurance2006.html to listen to
Mr. Brown’s live presentation. You may also log onto Brown & Brown’s web
site at www.bbinsurance.com, then go to Investor Relations and click on
Calendar of Events to access the event.

Brown & Brown, Inc. and its subsidiaries offer a broad range of insurance
and reinsurance products and services, as well as risk management, third
party administration, managed health care, and Medicare set-aside services
and programs. Providing service to business, public entity, individual,
trade and professional association clients nationwide, the Company is
ranked by Business Insurance magazine as the United States’ sixth largest
independent insurance intermediary. The Company’s Web address is
www.bbinsurance.com.

Comments made by Mr. Brown during this presentation may contain certain
statements relating to future results which are forward-looking statements.
These statements are not historical facts, but instead represent only the
Company’s belief regarding future events, many of which, by their nature,
are inherently uncertain and outside of the Company’s control. It is
possible that the Company’s actual results and financial condition may
differ, possibly materially, from the anticipated results and financial
condition indicated in these forward-looking statements. Further
information concerning the Company and its business, including factors that
potentially could materially affect the Company’s financial results, are
contained in the Company’s filings with the Securities and Exchange
Commission. Some factors include: general economic conditions around the
country; downward commercial property and casualty premium pressures; the
competitive environment in the insurance intermediary industry generally;
the integration of the Company’s operations with those of businesses or
assets the Company has acquired or may acquire in the future and the
failure to realize the expected benefits of such integration; the potential
occurrence of a disaster that affects certain areas of the States of
California, Florida, Georgia, New Jersey, New York, Pennsylvania and/or
Washington, where significant portions of the Company’s business are
concentrated; and the actual costs of resolution of contingent liabilities.
All forward-looking statements made during this presentation are made only
as of the date thereof, and the Company does not undertake any obligation
to publicly update or correct any forward-looking statements to reflect
events or circumstances that subsequently occur or of which the Company
thereafter becomes aware.

Cory T. Walker
Chief Financial Officer
(386) 239-7250

SOURCE:  Brown & Brown, Inc.

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