SAN BERNARDINO, Aug. 22 /PRNewswire/ -- HealthInsuranceFinders.com, one
of the most visited health insurance resource websites on the Internet, has
added a section dedicated to state health insurance risk pools. AllHealth
Insurance Services, Inc., which operates the site, sees this as an
invaluable resource for the uninsurable.
    "We encounter people on a daily basis that are shocked to learn that
they are uninsurable under a standard issue individual health insurance
policy." explains Todd Faucher, Vice President of AllHealth Insurance
Services, Inc. "Many of these people have been recently diagnosed with a
medical condition that is costly to treat or requires expensive lifetime
maintenance. In most cases, we find that their only option is to turn to
their state's high-risk pool."
    Due to the strict underwriting guidelines of insurance companies
operating in many states, not every person applying for health insurance
will be accepted for coverage, especially those with a pre-existing
condition. Many states have established high-risk pools to help insure
these people. Like traditional health insurance plans, these
state-sponsored plans have varying premiums, eligibility requirements and
waiting periods for pre-existing conditions.
    "The problem with state risk pools," Mr. Faucher further explains, "is
that many consumers do not know that they exist or look at them as
something they can get when the need arises. We want to combat this lack of
awareness and understanding with our new risk pool resources because the
reality is that there are eligibility requirements, waiting periods, and
other terms that could prevent a consumer from obtaining this type of
insurance."
    The new section, located at
http://www.healthinsurancefinders.com/risk-pools.html, provides an overview
of health insurance risk pools and state-specific resources for the 32
states that currently have high-risk pools. Each state has a dedicated page
where consumers can find information about funding, available plans,
eligibility requirements, premium calculations and contact information for
that state’s risk pool administrator.
    HealthInsuranceFinders.com is a medical insurance hub dedicated to
providing resources that help consumers find and make educated choices
about health insurance. The site offers insurance company profiles, plan
descriptions, how-to guides, news, a Q&A blog and a marketplace to help
connect consumers with the best and most affordable health insurance plans
in their state.
    For more information, please visit:
http://www.healthinsurancefinders.com

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