- Online Point-of-Sale System Enables Agents to Quote, Issue and Print
           Commercial Surety Bonds in Minutes at Their Desktops -
    WORCESTER, Mass., Jan. 4  -- The Hanover
Insurance Group, Inc. (NYSE: THG), a leading super regional property and
casualty company, today announced the introduction of BONDirect in
Connecticut, Florida, Georgia, Illinois, Indiana, Maine, Massachusetts and
Michigan. BONDirect is an online point-of-sale system that enables agents
to quote, issue and print a variety of commercial surety bond business
faster, and more profitably than ever.
    (Logo: http://www.newscom.com/cgi-bin/prnh/20051031/NEM023LOGO )
    Accessed through The Hanover’s convenient portal, The Agency Place
(TAP), BONDirect allows agents to place coverage in minutes. The BONDirect
system also reduces the amount of paperwork involved in issuing Commercial
Surety Bonds, and provides convenient online account access including
previous transaction history. To further eliminate paperwork for agents,
BONDirect also enables clients to be billed directly for cancelable bonds
purchased through the system. Examples of Bonds available though BONDirect
are Surety, Court and Fiduciary, License and Permit, and Individual Public
Official.
    “For agents, BONDirect is an easy way to serve small to mid-sized
commercial clients, while growing the agency’s bond business at the same
time,” said Richard Van Steenburgh, vice president of The Hanover’s bond
division. “BONDirect makes writing Commercial Surety Bond business faster,
easier and more efficient, which enables agents to focus on the things that
matter most, such as clients and new business.”
    “BONDirect will definitely help us to write business faster and help us
manage a larger volume of business than a traditional transactional
system,” said Richard Guarini, Director of Financial Coverage/Bonds at The
Treiber Group, a Garden City, NY-agency that has worked with The Hanover
for nearly six years. “As a full-service brokerage dedicated to our
clients, we like the system’s ability to help us to process routine bonds
quickly and efficiently without a lot of back and forth.”
    To best handle all of an independent agent’s bonding needs, The
Hanover’s bond products are supported by bond underwriting centers,
strategically located throughout the country, and staffed with specialized
underwriters. In addition, local branch offices also provide bond
underwriters who understand local markets, and state laws governing bonds
in a particular region.
    The introduction of BONDirect reinforces The Hanover’s commitment to
offering a total account solution for the small commercial marketplace. The
company’s commercial lines product suite also includes business owners’
policy, commercial auto, umbrella, inland marine and workers’ compensation.
    About Treiber Group
    Today, echoing the past 106 years, the Treiber way of doing business
has remained steadfast - hard work, a sense of caring and personal service.
As a result, The Treiber Group is ranked in the top 100 of the largest
brokers in the United States and in the top 25 among the privately held
firms with over 150 dedicated employees. Learn more about The Treiber Group
LLC by visiting http://www.etreiber.com
    About The Hanover
    The Hanover Insurance Group, Inc. (NYSE: THG), based in Worcester,
Mass., is the holding company for a group of insurers that includes The
Hanover Insurance Company, also based in Worcester; Citizens Insurance
Company of America, headquartered in Howell, Mich., and their affiliates.
The Hanover offers a wide range of property and casualty products and
services to individuals, families and businesses through an extensive
network of independent agents, and has been meeting its obligations to its
agent partners and their customers for more than 150 years. Taken as a
group, The Hanover ranks among the top 35 property and casualty insurers in
the United States.
     CONTACTS:
     Investor Relations        Media Relations
     Sujata Mutalik            Amy Lynn Banek
     smutalik@hanover.com      abanek@hanover.com
     (508) 855-3457            (508) 855-4486

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Medical Savings Source offers an affordable alternative to traditional health plans. The company offers discounted medical services at 10 to 50 percent less than doctors would normally charge. Benefit areas include medical, dental, vision, prescription drugs & pharmacy, chiropractic, hearing care and a 24-hour nurse line for only $14.99 per month. Medical Savings Source is not a health insurance plan, but can be used with medical savings accounts and to supplement traditional insurance plans when services are not covered.

Los Angeles, CA (PRWEB) August 1, 2006 — Medical Savings Source (http://www.medicalsavingssource.com) announces an alternative for those frustrated by costly health plans. For only $14.99 a month, the company provides discounts on services including dental, prescriptions, medical, vision, chiropractor and more. Discounts range from 10-50 percent over traditional costs as billed to insurance companies.

Medical Savings Source was founded by Daniel Rattay, a pilot for a major airline. As he looked around and saw that his and his fellow crew members' benefits had been dramatically slashed over the years, he knew he needed to do something to help.

“Like many Americans I was frustrated by medical bills, so I looked and saw that not only was my medical coverage too expensive, but it didn’t always cover what I needed it to,” says Daniel Rattay. “Listening to the concerns of my friends and family, I quickly realized that medical coverage problems weren’t just an issue for the poor and self employed. Everyone needs help these days, even airline pilots like myself and other white collar workers!”

Medical Savings Source works by negotiating directly with healthcare providers. As a result, the doctor, dentist or other healthcare provider can avoid the costs of dealing with insurance companies and pass the savings directly to the consumer. Typical savings are between 10 and 50 percent compared to what is normally billed to the insurance company.

“Medical Savings Source was a great help to me and my husband,” says Susan Fuller of Los Angeles. “When my husband slipped and fell, our insurance wouldn’t cover chiropractic services, but with Medical Savings Source, we saved 35 percent. Since then, we have also discovered that we save on dentists and prescription drugs as well.”

Medical Savings Source is part of the Best Benefits network, serving more than 3.5 million members. It is not an insurance plan, but does work in conjunction with medical savings accounts and to supplement traditional insurance plans when services are not covered.

For further media information, please contact James Hills at marketinghelpnet.com, by e-mail or by calling 630-233-8336. Medical savings source can be reached at http://www.medicalsavingssource.com or by calling 800-818-4031.

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EPHRATA, PA —
In the year since the Pennsylvania Breast
Cancer Coalition first announced the availability of their insurance
guidebook, “Breast Cancer: Covered or Not?” which was co-authored by PBCC
President & Founder Pat Halpin-Murphy & former PA Department of Aging
Secretary Dr. Linda Rhodes, thousands of women across the country have
benefited from the content of the book. It is a valuable resource for
those who have questions and concerns about health insurance and employment
issues.

The book was featured in the September/October 2006 issue of MAMM magazine,
a national publication on breast cancer topics. The demand for the
information contained in the book extends beyond Pennsylvania’s borders.
“The information in the book can help women everywhere understand how best
to approach their treatment and get answers on whether it will be covered
by insurance,” said co-author Halpin-Murphy.

The book addresses some of the most pressing questions that breast cancer
survivors face when making decisions about their treatment and care –
ranging from general information such as where to turn for help with
insurance claims and who pays for clinical trials, to specific step-by-step
options for individuals with various levels of insurance coverage, to
sample letters to your insurer and employer on topics such as the Family
and Medical Leave Act, which is a federal law that guarantees up to 12
weeks of job protected leave for certain employees when they need to take
time off due to serious illness, such as breast cancer, or when they need
to care for a family member with a serious illness.

“Women and their families facing a breast cancer diagnosis must not be
faced with the additional challenge of dealing with complex insurance and
employment issues on their own,” said Pat Halpin-Murphy. “Our insurance
guidebook helps to alleviate unnecessary stress and uncertainty for women
battling breast cancer so that they can focus more of their attention on
beating the disease.”

“This book was written to help women navigate the insurance maze by acting
as their personal guide and compass,” said Dr. Linda Rhodes.

To order an Insurance Guidebook or for more information, please call
1-800-377-8828 x307 or email info@pabreastcancer.org. Books are available
for $5.00 plus tax. Shipping charges may apply for bulk orders. More
information and a free, downloadable copy of the book is also available on
our website at http://www.pabreastcancer.org/insurance_book.html.

The PA Breast Cancer Coalition represents, supports and serves breast
cancer survivors and their families in Pennsylvania through educational
programming, legislative advocacy and unique outreach initiatives. The
PBCC is a statewide non-profit organization that creates the hope of a
brighter tomorrow by providing action and information to women with breast
cancer today. For more information on the PBCC, call 1-800-377-8828 x106
or visit www.pabreastcancer.org.

Contact:
Amy Collins
(717) 738-9567 x106
(412) 805-9929

SOURCE:  PA Breast Cancer Coalition

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